夫妻欠928万 3年后没还完可申请免除

zdn001

‌这对夫妇，郭某某和李某某，因为经营毛巾批发零售生意遭遇火灾，导致大量存货损毁，随后店铺难以为继，持续亏损并累积了大量债务。尽管他们尝试重新开店，但经营状况不佳，最终导致负债总额高达928万余元。在经过法院审查后，深圳市中级人民法院裁定他们破产，并指定了破产管理人。这对夫妇进入了个人破产程序，这标志着债务清理的开始，同时也意味着他们进入了免责考察期。

根据[color=var(--cos-color-text-link)]《深圳经济特区个人破产条例》第八十四条规定，这对夫妇符合宣告破产的条件。在破产宣告后的三年内，如果他们未能完全清偿债务，可以向法院申请免除剩余债务。免除未清偿债务的决定将由人民法院依法审查裁定。这一过程强调了个人责任与债务重组的平衡，同时也设计了严格的审查机制，以防止逃废债行为。

此案例不仅是深圳中院首个宣告破产的夫妻债务人案例，也体现了[color=var(--cos-color-text-link)]个人破产法规的实施为那些诚信但不幸陷入债务困境的个人提供了重组财务的机会。通过这一过程，债务人可以在一定程度上恢复财务健康，同时也保护了债权人的利益，促进了社会经济的稳定发展‌。

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